Say it
Tell Moniqa what happened in a sentence and save the expense in seconds.
Money remembered properly
Money remembered properly.
Track spending, loans, repayments, and what's still pending — without stress or spreadsheets.
Capture expenses by voice, receipt, or quick entry. Create agreements, follow repayments, and keep money between people clear without long back-and-forth.
Voice captureReceipt scanBudgetingShared agreements
Available now on iPhone. Android beta is available for early testers.
Record by voice, receipt, or quick entry
Create agreements when money is owed
Track repayments and what is still pending
Expenses
Track expenses without filling long forms.
Moniqa is built for real life. You can say it, scan it, or type it quickly, save it, and move on.
Snap it
Take a receipt photo and Moniqa pulls out the amount, merchant, date, and category.
Type only when you want to
The manual form stays short, so recording an expense still feels quick.
Shared money
Someone owes you? Create an agreement and share it.
Moniqa keeps the amount, terms, and repayment state in one place so both sides stay clear without long back-and-forth.
Create the amount, due date, and terms clearly.
Share the agreement so both sides see the same thing.
Track repayments without letting the memory get messy.
One shared record
They can review the agreement, accept it, and come back to the same shared record instead of relying on memory or screenshots.
Reminders
Moniqa keeps the next step visible.
When a due date is coming or a response is waiting, Moniqa keeps the next step visible so you do less chasing.
Both sides know when something needs a response.
Upcoming due dates stay visible before they slip.
You spend less time chasing and more time staying clear.
Android beta
Want Moniqa on Android?
Join the Android beta list and we’ll email you when beta access is ready for you.
iPhone users can download Moniqa now. Shared-agreement participation stays free, and Premium creator access starts at ₦900/month when you need unlimited use.