Free participation
Free
For people receiving agreements and staying in the loop.
- Receive agreements shared with you
- Accept or reject them clearly
- Get reminders tied to shared agreements
Pricing
Simple pricing
Start free. Upgrade when you're ready to make Moniqa your own.
Starter creator mode
Included
A limited creator mode so you can try Moniqa properly before paying.
- Usage-based, not time-based
- Enough room to record real money moments
- Includes budgeting while you try it
Premium creator access
₦900/month
Unlimited creator access when Moniqa becomes part of your routine.
- Unlimited expenses and agreements
- Unlimited OCR and voice capture
- Budgeting and spending awareness continue normally
How access works
A lighter path into creator access.
Moniqa keeps the free and paid parts clear so you always know what stays open and what changes.
01
Start free
Anyone can join and take part in shared agreements without paying.
02
Try creator mode first
Starter mode gives you a real feel for recording, capture, and budgeting before you decide.
03
Upgrade when it fits
When you need unlimited creator access, premium keeps everything open without changing how Moniqa feels.
Billing
Premium creator access is managed through your platform subscription when billing is available in the app. Shared-agreement participation stays free either way.