Free participation
Free
For people receiving agreements and staying in the loop.
- Receive agreements shared with you
- Accept or reject them clearly
- Get reminders tied to shared agreements
Pricing
Simple pricing for clear money
Receiving and responding to shared agreements stays free. Pay only when you want more creator access.
Starter creator mode
Included
A limited creator mode so you can see how Moniqa fits your routine before you pay.
- Usage-based, not time-based
- Enough room to record real money moments
- Use expenses, agreements, and reminders while you try it
Premium creator access
₦900/month
Unlimited creator access when Moniqa becomes part of your routine.
- Unlimited expenses and agreements
- Unlimited OCR and voice capture
- Budgeting and spending awareness continue normally
How access works
A lighter path into creator access.
Moniqa keeps the free and paid parts clear, so you always know what stays open and what changes.
01
Start free
Anyone can join and take part in shared agreements without paying.
02
Try creator mode first
Starter mode gives you a real feel for recording, capture, and budgeting before you decide.
03
Upgrade when it fits
When you need unlimited creator access, premium keeps everything open without changing how Moniqa feels.
Billing
On iPhone, premium is available through the App Store. If you use Moniqa's secure web checkout on the web, Premium still applies to the same Moniqa account. Shared-agreement participation stays free either way.