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Privacy Policy

Privacy Policy

Last updated May 18, 2026

Moniqa is built to help you remember your money life clearly.

That means the information you keep in Moniqa matters, and we try to handle it carefully, respectfully, and only in ways that help the product work as expected.

This page explains what Moniqa stores, how it is used, and the choices you have around your information.

What Moniqa stores

When you create an account, Moniqa may store information such as your name, email address, phone number, and preferred currency.

Moniqa also stores the records you choose to keep in the product, including expenses, agreements, repayments, reminders, monthly targets, and related notes.

If you use receipt capture or voice capture, Moniqa may also store uploaded images, audio recordings, and the extracted details connected to them.

Your records stay private to you unless you choose to share an agreement with someone else.

How information is used

Moniqa uses information to provide the product experience, keep your records available across devices, support reminders and notifications, and help your account work reliably.

  • improve reliability
  • investigate problems
  • prevent misuse
  • respond to support requests
  • communicate important updates related to your account or the product

Product usage and subscriptions

Moniqa may collect limited device and usage information to help the app run reliably and understand when something is not working as expected.

Where premium access is available, Moniqa may also receive subscription status information from providers such as Apple App Store, Google Play, or supported billing partners so your account access can be managed correctly.

When information may be shared

Moniqa may work with trusted providers that support parts of the service such as hosting, storage, analytics, email delivery, notifications, or subscription processing.

Those providers only receive the information needed to support those services.

Information may also be disclosed if required by law or where necessary to help protect users or the integrity of the product.

Retention and deletion

Moniqa keeps account and record information for as long as it is needed to operate the service, support access to past records, meet legal obligations, or resolve disputes.

If you would like help reviewing or deleting your account or personal information, contact the Moniqa team and request support with deletion or data removal.

Security and control

Moniqa uses practical security measures intended to help protect your information and keep your records available when you need them.

You can review, edit, archive, or delete certain records directly inside the app.

You can also contact Moniqa if you need help with privacy questions, account access, or deletion requests.

Contact

For privacy questions or data requests, contact Moniqa at support@getmoniqa.com.