What is Moniqa?
Moniqa helps you record expenses quickly and keep money between people clear when someone owes you or you owe someone.
FAQ
Moniqa, explained quickly
A few short answers so you can understand the product fast and decide if it fits your money life.
Common questions
Short answers, kept simple.
The main things people want to know before joining Moniqa.
Is Moniqa free?
Shared-agreement participation stays free. Creator access starts with a limited starter mode before paid creator access begins.
What happens in starter mode?
Starter mode gives you a limited creator experience so you can try recording expenses, agreements, capture, and budgeting before paying.
What happens when I reach my free limit?
You can still view what you already recorded and keep using free participant flows. New creator actions pause until you upgrade.
Do I need to pay to receive or accept an agreement?
No. Receiving, viewing, accepting, or rejecting a shared agreement stays free.
Can I track both spending and loans?
Yes. Moniqa keeps expenses, agreements, reminders, and repayment tracking in one calm place.
Does Moniqa support reminders?
Yes. Moniqa can remind you about agreements and follow-ups tied to them.
Can I use Moniqa without recording my voice?
Yes. Voice capture is optional. You can type things in directly or snap a receipt instead.
What happens to my records if I stop paying?
Your existing records stay there. If premium ends, your access falls back to your current free or starter state for new creator actions.
How do subscriptions work?
Premium creator access is available through the App Store on iPhone and through Moniqa web checkout where offered. If you already paid, you can restore or refresh access in the app.
Available now on iPhone
Download Moniqa today
Moniqa is live on the App Store for iPhone. If you want Moniqa on Android, you can join the beta while the Play Store version is still on the way.