What is Moniqa?
Moniqa helps you remember what you spent, lent, and borrowed without making money tracking feel heavier than it needs to.
FAQ
Questions people are likely to ask
A few clear answers so Moniqa feels easier to understand before you even open the app.
Common questions
Short answers, kept simple.
Is Moniqa free?
Yes. Shared-agreement participation stays free, and creator access starts with a limited starter mode before paid creator access begins.
What happens in starter mode?
Starter mode gives you a limited creator experience so you can try recording expenses, agreements, capture, and budgeting before paying.
What happens when I reach my free limit?
You can still view what you already recorded and keep using free participant flows. New creator actions pause until you upgrade.
Do I need to pay to receive or accept an agreement?
No. Receiving, viewing, accepting, or rejecting a shared agreement stays free.
Can I track both spending and loans?
Yes. Moniqa keeps expenses, agreements, reminders, and repayment tracking in one calm place.
Does Moniqa support reminders?
Yes. Moniqa can remind you about agreements and follow-ups tied to them.
Can I use Moniqa without recording my voice?
Yes. Voice capture is optional. You can type things in directly or snap a receipt instead.
What happens to my records if I stop paying?
Your existing records stay there. If premium ends, your access falls back to your current free or starter state for new creator actions.
How do subscriptions work?
Premium creator access is handled through your platform subscription when billing is available. You can restore access if you already paid.
Still interested?
Join early access
If Moniqa sounds like your kind of money tool, we can let you know when access opens up.